Take Control of Your Finances With This Step-by-Step Debt-Free Plan
Struggling to get out from under your credit card debt? Wondering “how can I pay off credit card debt” and finally feel financially free? You’re not alone — and you don’t have to figure it all out by yourself. The Ultimate Debt-Free Game Plan Checklist is your no-fluff, printable guide to eliminating debt with a plan that actually works. Whether you’re just starting your journey or need a system to stay on track, this easy-to-follow checklist simplifies every step to help you pay off debt faster and smarter.
What’s Inside
- Know Your Debt – Get clear on your balances, interest rates, and what your debt is really costing you
- Choose Your Strategy – Snowball vs. Avalanche methods explained simply, plus tips on balance transfers and consolidation
- Create Your Budget – Break down your income and expenses to free up cash and boost debt payments
- Make Payments Count – Maximize every payment with smart tips to avoid missed due dates
- Avoid Common Pitfalls – Learn what mistakes to steer clear of as you build momentum
- Stay Motivated – Track wins, celebrate progress, and get inspired by real debt payoff success stories
Benefits You’ll Love
- Clear, printable checklist format—perfect for your planner, binder, or digital use
- Designed for beginners asking “how can I pay off credit card debt?”
- Customizable for any debt total—big or small
- Helps build positive money habits while eliminating overwhelm
- Created by real budgeters, not financial jargon pros
Who This Is For
This checklist is perfect for anyone feeling stuck with high-interest credit card debt, whether you’re managing multiple cards or just one. If you’re serious about taking charge of your money and want a straightforward plan, this guide is for you. It’s especially helpful if you’ve ever Googled “how can I pay off credit card debt” and felt overwhelmed by complicated advice.
What Makes It Different?
The Ultimate Debt-Free Game Plan Checklist cuts through the noise. No spreadsheets. No confusing finance terms. Just a simple, actionable plan you can follow today. It’s formatted for clarity, created for real-life budgets, and focuses on progress—not perfection.
Start Your Debt-Free Journey Now
Ready to take control and crush your credit card debt once and for all? Download The Ultimate Debt-Free Game Plan Checklist now and get the guidance, motivation, and structure you need to finally get ahead. Print it, pin it, and check off your progress one win at a time!
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of jolion.shop (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of jolion.shop.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of jolion.shop (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of https://jolion.shop
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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I'm usually skeptical about printables, but this one’s different. It's straightforward and practical - exactly what you need when tackling debt. Plus, it’s pretty fun to tick off those boxes as you go along 😄
unbelievable
Simple, effective, and surprisingly enjoyable to use!
Wowza 🎉 I was swimming in credit card debt but now? I can see the light at the end of the tunnel. It's like having a financial guru right by my side!
recommend
This isn't just another boring finance tool y'all...it's got personality! Made me feel like paying off my debts wasn’t such an uphill battle after all.
satisfying
You know that feeling when your favorite song comes on shuffle? That's how I felt using this planner! Debt-free living here I come 👯♀️
A real eye-opener. Made me see my finances in a new light.
Who knew getting out of debt could be so empowering?! This printable has literally turned my life around. No more sleepless nights worrying about bills 💤
It’s practicality and efficiency rolled into one neat package.
Wish they taught us these things in school! The checklist makes everything clear and manageable - even for someone who hates numbers (like me!).
ok
If you're drowning in credit card bills, give this a whirl. It doesn't promise overnight miracles but it does make everything seem achievable ✨
worthwhile
this thing is legit cool beans!!! i've never been good with money stuff....but now i'm smashing through my debts like nobody's business!! 🚀🚀
Feels good ticking off those boxes - progress at last!
Honestly didn't expect much from a PDF planner... But boy was I wrong! This little gem has helped me regain control over my finances and kick debts butt once and for all💪
Absolutely essential.